How it works

Three steps, and none of them require you to understand anything technical. You are buying a share of a building or a solar farm, and it pays you.

1. Step 1 of 3

   1 · Pick your share

   Browse certified assets and start with any amount from R100. You buy a share of the thing itself, not tokens.

   Open an account

   • Your phone or email, your ID, and a selfie. That is the whole of it to start.
   • You are never asked how much you plan to invest. Documents scale with the amount, at the moment the amount needs them.
   • Verification usually takes under five minutes. You can stop and come back without losing your place.

   Choose an amount

   • Shares are sold in fixed R100 blocks. Buy one, or buy forty.
   • Before you commit you see exactly what percentage of the asset you will own, and what income that has produced historically.
   • If a limit applies, you see it at the point you hit it, with how much room is left, not after you have decided.

2. Step 2 of 3

   2 · Check the proof

   Every asset carries two signed certificates: Sharia board and ethical review, with the valuer named and the record anchored.

   Two signed certificates

   • A Sharia board reviews the structure and the income and records an opinion in its own name.
   • An independent reviewer checks the asset against a published eligibility list and records the evidence.
   • Both are dated, both are anchored, and both are readable by anyone, including people without an account.

   And the things behind them

   • An independent valuation, with the valuer named and dated.
   • The title deed or offtake agreement, and the company that holds the asset.
   • Someone physically visits and confirms the asset exists, is finished and is running. The scholar judges; the inspector verifies.

3. Step 3 of 3

   3 · Get paid monthly

   Rental and energy income lands in your wallet on the first, with a receipt on WhatsApp you can share.

   Income arrives

   • Rent and energy revenue come in monthly. Costs come off. What is left is split by how much each person owns.
   • Your share lands in your wallet on the first, with a receipt on WhatsApp you can forward to whoever asks.
   • Every statement shows the arithmetic: what came in, what went out, and what reached you.

   Or it compounds

   • You can switch between taking the money and reinvesting it at any time.
   • Reinvesting puts you first in the queue for blocks other holders are selling in the same asset. Whatever the queue does not fill comes back to your wallet.
   • We never move your money into a different asset without you choosing it.